Terms of Use
Information about using this website and requesting insurance information.
Last updated: October 30, 2026.
These Terms of Use apply to visitors using riddle.agency, a website for Riddle Agency, 18 Booneville Highway, Lynchburg, TN 37352. Contact michelle@riddle.agency or call (931) 455-0549.
Informational website
The website provides general insurance and agency information. It is not a substitute for the actual terms of an insurance contract, professional evaluation of your circumstances, or legally required policy materials. Information can change and may not apply to every insurer, product or applicant.
Quotes are not binding
Sending a form, receiving a message or viewing an estimate does not establish, modify, renew or bind coverage. Insurance availability, prices, limits, exclusions and effective dates depend on an insurer’s review and its written policy or binder. Do not cancel current coverage or assume you are insured until coverage is confirmed by an authorized insurer or representative.
Permitted use
Use this website lawfully. Do not attempt to disrupt it, access accounts or records without authorization, submit fraudulent information, or send malicious or automated spam through its forms. Do not send highly sensitive personal or financial information through general inquiry fields.
External websites and embedded services
The site may link to or embed Google Maps, reviews, insurer websites and other third-party resources. Their availability, content and privacy practices are their responsibility. Use of embedded Google Maps is also subject to Google Maps/Google Earth additional terms and Google’s Privacy Policy.
Site content and trademarks
Text, designs, logos and other site materials belong to their respective owners and may not be copied or redistributed beyond what applicable law permits without permission. Third-party brands and marks remain the property of their respective owners.
Accuracy, availability and responsibility
We aim to provide useful information but cannot guarantee the website will always be available, error-free or fully current. Nothing on the site replaces an issued policy, and nothing in these Terms limits rights or responsibilities that cannot legally be excluded. If something appears inconsistent with your insurer’s actual documents, contact us or the insurer for clarification.
Privacy
Our Privacy Policy explains how website inquiries and related information are handled. Please review it before submitting personal details.
Changes and contact
The agency may revise these terms as the website or services change. The date above identifies the latest posted version. Questions may be sent to michelle@riddle.agency or (931) 455-0549.